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Let Us help you into the home of your dreams

We combine time-saving technology with a personal touch so that you can feel comfortable throughout the homebuying process.

Buying a Home? We’re Here to Help You Move Forward

Since 1989, we’ve helped thousands of people secure the financing they need to buy a home they love—while building long-term stability, wealth, and freedom.

Let’s work together to find the right purchase loan for you—so you can enjoy life as a confident, happy homeowner.

Your Mortgage Guide

We’re here for you before, during, and after your loan funds. Not sure if you’re ready? We’ll be your guide through the journey to becoming a happy homeowner. We offer low down payment loans for first-time buyers and anyone who hasn’t owned in the last 3 years.

Step 1: Determine how much you can afford

Step 2: Get pre-qualified and pre-approved

Step 3: Shop for your home and make an offer

Step 4: Get a home inspection

Step 5: Have the home appraised

Step 6: Coordinate paperwork

Step 7: Close the sale

Finding Your Dream Home

Prioritize your wish list and think practically about your lifestyle and budget. Whether it’s a backyard, a home office, or a great school district—define what matters most.

Ready to Take the Next Step?

If you’re ready to buy a home, we’re ready to help. Complete the form below so we can connect and get started.

Frequently Asked Questions

What is a purchase loan?

A purchase loan is a mortgage used to buy a home. It allows you to borrow money to cover part of the purchase price and pay it back over time with interest.

How much do I need for a down payment?

Down payments can vary. Some loan programs require as little as 3% down, especially for first-time homebuyers. We’ll help you explore your options.

What’s the difference between pre-qualification and pre-approval?

Pre-qualification gives you an estimate of how much you might borrow. Pre-approval is a more thorough process that involves verifying your financial information—it shows sellers you're a serious buyer.

Can I buy a home with bad credit?

Yes—depending on your situation, you may still qualify for a mortgage. We’ll walk you through your options and help you improve your financial picture if needed.

How long does the homebuying process take?

On average, it takes 30 to 45 days from offer to closing. That timeline can vary based on your loan type, documentation, and the local market.

Want to learn more?

First-Time Homebuyers

Conventional

FHA Purchase

Investment

VA Loans

USDA Loans

Fixed Rate

Manufactured Homes

No Credit Score

Purchase with a Reverse

Ready to get started?

Start the conversation – Call us at 209.526.6200

We'll work together to find the right loan for your goals

Enjoy life as a happy homeowner with stability and confidence

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Carrollton Mortgage Co. is licensed in California.  The intent of this website is only to advertise to those interested in financing real estate in California.