
Since 1989, we’ve helped thousands of people secure the financing they need to buy a home they love—while building long-term stability, wealth, and freedom.
Let’s work together to find the right purchase loan for you—so you can enjoy life as a confident, happy homeowner.
Step 1: Determine how much you can afford
Step 2: Get pre-qualified and pre-approved
Step 3: Shop for your home and make an offer
Step 4: Get a home inspection
Step 5: Have the home appraised
Step 6: Coordinate paperwork
Step 7: Close the sale
Prioritize your wish list and think practically about your lifestyle and budget. Whether it’s a backyard, a home office, or a great school district—define what matters most.
If you’re ready to buy a home, we’re ready to help. Complete the form below so we can connect and get started.
A purchase loan is a mortgage used to buy a home. It allows you to borrow money to cover part of the purchase price and pay it back over time with interest.
Down payments can vary. Some loan programs require as little as 3% down, especially for first-time homebuyers. We’ll help you explore your options.
Pre-qualification gives you an estimate of how much you might borrow. Pre-approval is a more thorough process that involves verifying your financial information—it shows sellers you're a serious buyer.
Yes—depending on your situation, you may still qualify for a mortgage. We’ll walk you through your options and help you improve your financial picture if needed.
On average, it takes 30 to 45 days from offer to closing. That timeline can vary based on your loan type, documentation, and the local market.











Start the conversation – Call us at 209.526.6200

We'll work together to find the right loan for your goals

Enjoy life as a happy homeowner with stability and confidence

888.730.5200



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Carrollton Mortgage Co. is licensed in California. The intent of this website is only to advertise to those interested in financing real estate in California.